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Insurance for Colorado's Mountain Homes
Owning a home in the mountains comes with risks most insurers run from. Wildfire exposure, remote locations, log construction, and distance from fire protection can make standard carriers say no. Valcrest Insurance takes a closer look.
Why mountain homes are hard to insure
- Wildfire zones and high-risk fire areas
- Distance from fire stations and hydrants
- Log and timber construction
- Seasonal or vacation use
- Older roofs
How we help
As an independent agency we work with multiple top-rated carriers, including specialty markets, to find coverage for properties other agents turn away. We also give honest advice on steps like defensible space and roof updates that can lower your premium.
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